Hausspital or PharMed — Region 1, Basel-Landschaft
Region 1, Basel-Landschaft: with Assura-Basis, Hausspital costs CHF 577.30 a month in 2026 and PharMed CHF 587.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausspital is the cheaper of the two here: CHF 120.00 saved per year against PharMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausspital and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausspital
Family doctor
You pick a family doctor and always go to them first.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausspital | PharMed | Gap per year |
|---|---|---|---|
| 300 | CHF 577.30 | CHF 587.30 | CHF 120.00 |
| 500 | CHF 565.70 | CHF 575.70 | CHF 120.00 |
| 1'000 | CHF 536.50 | CHF 546.50 | CHF 120.00 |
| 1'500 | CHF 507.30 | CHF 517.30 | CHF 120.00 |
| 2'000 | CHF 478.20 | CHF 488.20 | CHF 120.00 |
| 2'500 | CHF 449.00 | CHF 459.00 | CHF 120.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.