Hausspital or PharMed — Basel-Stadt
Basel-Stadt: with Assura-Basis, Hausspital costs CHF 576.10 a month in 2026 and PharMed CHF 592.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausspital is the cheaper of the two here: CHF 201.60 saved per year against PharMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausspital and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausspital
Family doctor
You pick a family doctor and always go to them first.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausspital | PharMed | Gap per year |
|---|---|---|---|
| 300 | CHF 576.10 | CHF 592.90 | CHF 201.60 |
| 500 | CHF 564.50 | CHF 581.30 | CHF 201.60 |
| 1'000 | CHF 535.30 | CHF 552.10 | CHF 201.60 |
| 1'500 | CHF 506.10 | CHF 522.90 | CHF 201.60 |
| 2'000 | CHF 477.00 | CHF 493.80 | CHF 201.60 |
| 2'500 | CHF 447.80 | CHF 464.60 | CHF 201.60 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.