Hausspital or PharMed — Solothurn
Solothurn: with Assura-Basis, Hausspital costs CHF 546.40 a month in 2026 and PharMed CHF 522.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
PharMed is the cheaper of the two here: CHF 290.40 saved per year against Hausspital, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausspital and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausspital
Family doctor
You pick a family doctor and always go to them first.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausspital | PharMed | Gap per year |
|---|---|---|---|
| 300 | CHF 546.40 | CHF 522.20 | CHF 290.40 |
| 500 | CHF 534.80 | CHF 510.60 | CHF 290.40 |
| 1'000 | CHF 505.60 | CHF 481.40 | CHF 290.40 |
| 1'500 | CHF 476.40 | CHF 452.20 | CHF 290.40 |
| 2'000 | CHF 447.30 | CHF 423.10 | CHF 290.40 |
| 2'500 | CHF 418.10 | CHF 393.90 | CHF 290.40 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.