Hausspital or PharMed — Region 2, Basel-Landschaft
Region 2, Basel-Landschaft: with Assura-Basis, Hausspital costs CHF 531.20 a month in 2026 and PharMed CHF 540.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausspital is the cheaper of the two here: CHF 110.40 saved per year against PharMed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausspital and PharMed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausspital
Family doctor
You pick a family doctor and always go to them first.
- PharMed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausspital | PharMed | Gap per year |
|---|---|---|---|
| 300 | CHF 531.20 | CHF 540.40 | CHF 110.40 |
| 500 | CHF 519.60 | CHF 528.80 | CHF 110.40 |
| 1'000 | CHF 490.40 | CHF 499.60 | CHF 110.40 |
| 1'500 | CHF 461.20 | CHF 470.40 | CHF 110.40 |
| 2'000 | CHF 432.10 | CHF 441.30 | CHF 110.40 |
| 2'500 | CHF 402.90 | CHF 412.10 | CHF 110.40 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.