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PharMed or Qualimed — Region 1, Basel-Landschaft

Region 1, Basel-Landschaft: with Assura-Basis, PharMed costs CHF 587.30 a month in 2026 and Qualimed CHF 584.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Qualimed is the cheaper of the two here: CHF 39.60 saved per year against PharMed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PharMed and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PharMed

    Family doctor

    You pick a family doctor and always go to them first.

  • Qualimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductiblePharMedQualimedGap per year
300CHF 587.30CHF 584.00CHF 39.60
500CHF 575.70CHF 572.40CHF 39.60
1'000CHF 546.50CHF 543.20CHF 39.60
1'500CHF 517.30CHF 514.00CHF 39.60
2'000CHF 488.20CHF 484.90CHF 39.60
2'500CHF 459.00CHF 455.70CHF 39.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.