PharMed or Qualimed — Region 2, Grisons
Region 2, Grisons: with Assura-Basis, PharMed costs CHF 484.90 a month in 2026 and Qualimed CHF 484.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here PharMed and Qualimed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
PharMed and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | PharMed | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 484.90 | CHF 484.90 | — |
| 500 | CHF 473.30 | CHF 473.30 | — |
| 1'000 | CHF 444.10 | CHF 444.10 | — |
| 1'500 | CHF 414.90 | CHF 414.90 | — |
| 2'000 | CHF 385.80 | CHF 385.80 | — |
| 2'500 | CHF 356.60 | CHF 356.60 | — |
The comparison, region by region
- PharMed or Qualimed?
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.