PharMed or Qualimed — Thurgau
Thurgau: with Assura-Basis, PharMed costs CHF 495.30 a month in 2026 and Qualimed CHF 495.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here PharMed and Qualimed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
PharMed and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | PharMed | Qualimed | Gap per year |
|---|---|---|---|
| 300 | CHF 495.30 | CHF 495.30 | — |
| 500 | CHF 483.70 | CHF 483.70 | — |
| 1'000 | CHF 454.50 | CHF 454.50 | — |
| 1'500 | CHF 425.30 | CHF 425.30 | — |
| 2'000 | CHF 396.20 | CHF 396.20 | — |
| 2'500 | CHF 367.00 | CHF 367.00 | — |
The comparison, region by region
- PharMed or Qualimed?
- Aargau
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
- Zurich — Region 3
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.