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PharMed or Qualimed — Region 2, Basel-Landschaft

Region 2, Basel-Landschaft: with Assura-Basis, PharMed costs CHF 540.40 a month in 2026 and Qualimed CHF 537.40, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Qualimed is the cheaper of the two here: CHF 36.00 saved per year against PharMed, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

PharMed and Qualimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • PharMed

    Family doctor

    You pick a family doctor and always go to them first.

  • Qualimed

    Family doctor

    You pick a family doctor and always go to them first.

The price at every deductible

DeductiblePharMedQualimedGap per year
300CHF 540.40CHF 537.40CHF 36.00
500CHF 528.80CHF 525.80CHF 36.00
1'000CHF 499.60CHF 496.60CHF 36.00
1'500CHF 470.40CHF 467.40CHF 36.00
2'000CHF 441.30CHF 438.30CHF 36.00
2'500CHF 412.10CHF 409.10CHF 36.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.