FlexCare or TelFirst — Region 1, Bern
Region 1, Bern: with Atupri, FlexCare costs CHF 615.70 a month in 2026 and TelFirst CHF 558.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelFirst is the cheaper of the two here: CHF 684.00 saved per year against FlexCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FlexCare and TelFirst are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | FlexCare | TelFirst | Gap per year |
|---|---|---|---|
| 300 | CHF 615.70 | CHF 558.70 | CHF 684.00 |
| 500 | CHF 604.10 | CHF 547.10 | CHF 684.00 |
| 1'000 | CHF 574.90 | CHF 517.90 | CHF 684.00 |
| 1'500 | CHF 545.70 | CHF 488.70 | CHF 684.00 |
| 2'000 | CHF 516.60 | CHF 459.60 | CHF 684.00 |
| 2'500 | CHF 487.40 | CHF 430.40 | CHF 684.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.