FlexCare or TelFirst — Region 1, St. Gallen
Region 1, St. Gallen: with Atupri, FlexCare costs CHF 503.30 a month in 2026 and TelFirst CHF 513.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
FlexCare is the cheaper of the two here: CHF 120.00 saved per year against TelFirst, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FlexCare and TelFirst are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | FlexCare | TelFirst | Gap per year |
|---|---|---|---|
| 300 | CHF 503.30 | CHF 513.30 | CHF 120.00 |
| 500 | CHF 491.70 | CHF 501.70 | CHF 120.00 |
| 1'000 | CHF 462.50 | CHF 472.50 | CHF 120.00 |
| 1'500 | CHF 433.30 | CHF 443.30 | CHF 120.00 |
| 2'000 | CHF 404.20 | CHF 414.20 | CHF 120.00 |
| 2'500 | CHF 375.00 | CHF 385.00 | CHF 120.00 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.