FlexCare or TelFirst — Region 1, Zurich
Region 1, Zurich: with Atupri, FlexCare costs CHF 595.60 a month in 2026 and TelFirst CHF 580.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
TelFirst is the cheaper of the two here: CHF 187.20 saved per year against FlexCare, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
FlexCare and TelFirst are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
The price at every deductible
| Deductible | FlexCare | TelFirst | Gap per year |
|---|---|---|---|
| 300 | CHF 595.60 | CHF 580.00 | CHF 187.20 |
| 500 | CHF 584.00 | CHF 568.40 | CHF 187.20 |
| 1'000 | CHF 554.80 | CHF 539.20 | CHF 187.20 |
| 1'500 | CHF 525.60 | CHF 510.00 | CHF 187.20 |
| 2'000 | CHF 496.50 | CHF 480.90 | CHF 187.20 |
| 2'500 | CHF 467.30 | CHF 451.70 | CHF 187.20 |
The comparison, region by region
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.