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FlexCare or TelFirst — Zug

Zug: with Atupri, FlexCare costs CHF 384.90 a month in 2026 and TelFirst CHF 396.70, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

FlexCare is the cheaper of the two here: CHF 141.60 saved per year against TelFirst, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

FlexCare and TelFirst are both "Telemedicine and others" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

  • FlexCare

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

  • TelFirst

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleFlexCareTelFirstGap per year
300CHF 384.90CHF 396.70CHF 141.60
500CHF 373.30CHF 385.10CHF 141.60
1'000CHF 344.10CHF 355.90CHF 141.60
1'500CHF 314.90CHF 326.70CHF 141.60
2'000CHF 285.80CHF 297.60CHF 141.60
2'500CHF 256.60CHF 268.40CHF 141.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.