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Sophie

Atupri HMO — Region 1, Valais

Region 1, Valais: the HMO model from Atupri costs CHF 481.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 481.20, HMO is the lowest premium in this region, across every insurer and every model.

On average, HMO costs CHF 758.40 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 481.20CHF 457.10
500CHF 469.60CHF 446.10
1'000CHF 440.40CHF 418.40
1'500CHF 411.20CHF 390.60
2'000CHF 382.10CHF 363.00
2'500CHF 352.90CHF 335.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 360.90CHF 342.90
500CHF 349.30CHF 331.80
1'000CHF 320.10CHF 304.10
1'500CHF 290.90CHF 276.40
2'000CHF 261.80CHF 248.70
2'500CHF 232.60CHF 221.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 129.90CHF 123.40
100CHF 124.10CHF 117.90
200CHF 118.30CHF 112.40
400CHF 106.60CHF 101.30
600CHF 94.90CHF 90.20

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.