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Atupri TelFirst — Region 1, Lucerne

Region 1, Lucerne: the TelFirst model from Atupri costs CHF 483.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 483.10, TelFirst is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.

On average, TelFirst costs CHF 504.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 483.10CHF 458.90
500CHF 471.50CHF 447.90
1'000CHF 442.30CHF 420.20
1'500CHF 413.10CHF 392.40
2'000CHF 384.00CHF 364.80
2'500CHF 354.80CHF 337.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 360.40CHF 342.40
500CHF 348.80CHF 331.40
1'000CHF 319.60CHF 303.60
1'500CHF 290.40CHF 275.90
2'000CHF 261.30CHF 248.20
2'500CHF 232.10CHF 220.50

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 130.50CHF 124.00
100CHF 124.70CHF 118.50
200CHF 118.90CHF 113.00
400CHF 107.20CHF 101.80
600CHF 95.50CHF 90.70

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.