Atupri TelFirst — Region 1, Lucerne
Region 1, Lucerne: the TelFirst model from Atupri costs CHF 483.10 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 483.10, TelFirst is not the lowest premium here: Atupri goes down to CHF 451.60. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelFirst costs CHF 504.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 483.10 | CHF 458.90 |
| 500 | CHF 471.50 | CHF 447.90 |
| 1'000 | CHF 442.30 | CHF 420.20 |
| 1'500 | CHF 413.10 | CHF 392.40 |
| 2'000 | CHF 384.00 | CHF 364.80 |
| 2'500 | CHF 354.80 | CHF 337.10 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 360.40 | CHF 342.40 |
| 500 | CHF 348.80 | CHF 331.40 |
| 1'000 | CHF 319.60 | CHF 303.60 |
| 1'500 | CHF 290.40 | CHF 275.90 |
| 2'000 | CHF 261.30 | CHF 248.20 |
| 2'500 | CHF 232.10 | CHF 220.50 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 130.50 | CHF 124.00 |
| 100 | CHF 124.70 | CHF 118.50 |
| 200 | CHF 118.90 | CHF 113.00 |
| 400 | CHF 107.20 | CHF 101.80 |
| 600 | CHF 95.50 | CHF 90.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.