Atupri TelFirst — Region 3, Lucerne
Region 3, Lucerne: the TelFirst model from Atupri costs CHF 456.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 456.00, TelFirst is not the lowest premium here: Agrisano goes down to CHF 414.30. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelFirst costs CHF 463.20 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 456.00 | CHF 433.20 |
| 500 | CHF 444.40 | CHF 422.20 |
| 1'000 | CHF 415.20 | CHF 394.40 |
| 1'500 | CHF 386.00 | CHF 366.70 |
| 2'000 | CHF 356.90 | CHF 339.10 |
| 2'500 | CHF 327.70 | CHF 311.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 328.30 | CHF 311.90 |
| 500 | CHF 316.70 | CHF 300.90 |
| 1'000 | CHF 287.50 | CHF 273.10 |
| 1'500 | CHF 258.30 | CHF 245.40 |
| 2'000 | CHF 229.20 | CHF 217.70 |
| 2'500 | CHF 200.00 | CHF 190.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 123.10 | CHF 116.90 |
| 100 | CHF 117.30 | CHF 111.40 |
| 200 | CHF 111.50 | CHF 105.90 |
| 400 | CHF 99.80 | CHF 94.80 |
| 600 | CHF 88.10 | CHF 83.70 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.