Atupri TelFirst — Region 2, Lucerne
Region 2, Lucerne: the TelFirst model from Atupri costs CHF 471.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 471.00, TelFirst is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelFirst costs CHF 492.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 471.00 | CHF 447.50 |
| 500 | CHF 459.40 | CHF 436.40 |
| 1'000 | CHF 430.20 | CHF 408.70 |
| 1'500 | CHF 401.00 | CHF 381.00 |
| 2'000 | CHF 371.90 | CHF 353.30 |
| 2'500 | CHF 342.70 | CHF 325.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 339.10 | CHF 322.10 |
| 500 | CHF 327.50 | CHF 311.10 |
| 1'000 | CHF 298.30 | CHF 283.40 |
| 1'500 | CHF 269.10 | CHF 255.60 |
| 2'000 | CHF 240.00 | CHF 228.00 |
| 2'500 | CHF 210.80 | CHF 200.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 127.10 | CHF 120.70 |
| 100 | CHF 121.30 | CHF 115.20 |
| 200 | CHF 115.50 | CHF 109.70 |
| 400 | CHF 103.80 | CHF 98.60 |
| 600 | CHF 92.10 | CHF 87.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.