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Atupri TelFirst — Region 2, Lucerne

Region 2, Lucerne: the TelFirst model from Atupri costs CHF 471.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 471.00, TelFirst is not the lowest premium here: Agrisano goes down to CHF 425.70. A named model does not guarantee the best price — it guarantees a care pathway.

On average, TelFirst costs CHF 492.00 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 471.00CHF 447.50
500CHF 459.40CHF 436.40
1'000CHF 430.20CHF 408.70
1'500CHF 401.00CHF 381.00
2'000CHF 371.90CHF 353.30
2'500CHF 342.70CHF 325.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 339.10CHF 322.10
500CHF 327.50CHF 311.10
1'000CHF 298.30CHF 283.40
1'500CHF 269.10CHF 255.60
2'000CHF 240.00CHF 228.00
2'500CHF 210.80CHF 200.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 127.10CHF 120.70
100CHF 121.30CHF 115.20
200CHF 115.50CHF 109.70
400CHF 103.80CHF 98.60
600CHF 92.10CHF 87.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.