Atupri TelFirst — Region 1, St. Gallen
Region 1, St. Gallen: the TelFirst model from Atupri costs CHF 513.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 513.30, TelFirst is not the lowest premium here: Sanitas goes down to CHF 479.65. A named model does not guarantee the best price — it guarantees a care pathway.
On average, TelFirst costs CHF 550.80 less per year than Atupri's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 513.30 | CHF 487.60 |
| 500 | CHF 501.70 | CHF 476.60 |
| 1'000 | CHF 472.50 | CHF 448.90 |
| 1'500 | CHF 443.30 | CHF 421.10 |
| 2'000 | CHF 414.20 | CHF 393.50 |
| 2'500 | CHF 385.00 | CHF 365.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 385.00 | CHF 365.80 |
| 500 | CHF 373.40 | CHF 354.70 |
| 1'000 | CHF 344.20 | CHF 327.00 |
| 1'500 | CHF 315.00 | CHF 299.30 |
| 2'000 | CHF 285.90 | CHF 271.60 |
| 2'500 | CHF 256.70 | CHF 243.90 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 138.60 | CHF 131.70 |
| 100 | CHF 132.80 | CHF 126.20 |
| 200 | CHF 127.00 | CHF 120.70 |
| 400 | CHF 115.30 | CHF 109.50 |
| 600 | CHF 103.60 | CHF 98.40 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.