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CONCORDIA smartDoc — Region 2, Basel-Landschaft

Region 2, Basel-Landschaft: the smartDoc model from CONCORDIA costs CHF 555.30 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 555.30, smartDoc is not the lowest premium here: Agrisano goes down to CHF 494.80. A named model does not guarantee the best price — it guarantees a care pathway.

On average, smartDoc costs CHF 1'039.20 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 555.30CHF 524.80
500CHF 543.70CHF 513.80
1'000CHF 514.50CHF 486.30
1'500CHF 485.30CHF 458.70
2'000CHF 456.20CHF 431.20
2'500CHF 427.00CHF 403.60

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 416.50CHF 393.60
500CHF 404.90CHF 382.70
1'000CHF 375.70CHF 355.10
1'500CHF 346.50CHF 327.50
2'000CHF 317.40CHF 300.00
2'500CHF 288.20CHF 272.40

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 133.30CHF 126.00
100CHF 127.50CHF 120.50
200CHF 121.70CHF 115.10
300CHF 115.80CHF 109.50
400CHF 110.00CHF 104.00
500CHF 104.20CHF 98.50
600CHF 98.30CHF 92.90

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.