CONCORDIA smartDoc — Schwyz
Schwyz: the smartDoc model from CONCORDIA costs CHF 443.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 443.50, smartDoc is not the lowest premium here: Agrisano goes down to CHF 400.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, smartDoc costs CHF 794.40 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 443.50 | CHF 419.20 |
| 500 | CHF 431.90 | CHF 408.20 |
| 1'000 | CHF 402.70 | CHF 380.60 |
| 1'500 | CHF 373.50 | CHF 353.00 |
| 2'000 | CHF 344.40 | CHF 325.50 |
| 2'500 | CHF 315.20 | CHF 297.90 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 332.70 | CHF 314.50 |
| 500 | CHF 321.10 | CHF 303.50 |
| 1'000 | CHF 291.90 | CHF 275.90 |
| 1'500 | CHF 262.70 | CHF 248.30 |
| 2'000 | CHF 233.60 | CHF 220.80 |
| 2'500 | CHF 204.40 | CHF 193.20 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 102.10 | CHF 96.50 |
| 100 | CHF 96.30 | CHF 91.10 |
| 200 | CHF 90.50 | CHF 85.60 |
| 300 | CHF 84.60 | CHF 80.00 |
| 400 | CHF 78.80 | CHF 74.50 |
| 500 | CHF 73.00 | CHF 69.00 |
| 600 | CHF 67.10 | CHF 63.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.