CONCORDIA smartDoc — Basel-Stadt
Basel-Stadt: the smartDoc model from CONCORDIA costs CHF 603.60 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 603.60, smartDoc is not the lowest premium here: CSS goes down to CHF 575.90. A named model does not guarantee the best price — it guarantees a care pathway.
On average, smartDoc costs CHF 1'130.40 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 603.60 | CHF 570.50 |
| 500 | CHF 592.00 | CHF 559.50 |
| 1'000 | CHF 562.80 | CHF 531.90 |
| 1'500 | CHF 533.60 | CHF 504.30 |
| 2'000 | CHF 504.50 | CHF 476.80 |
| 2'500 | CHF 475.30 | CHF 449.20 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 452.80 | CHF 427.90 |
| 500 | CHF 441.20 | CHF 417.00 |
| 1'000 | CHF 412.00 | CHF 389.40 |
| 1'500 | CHF 382.80 | CHF 361.80 |
| 2'000 | CHF 353.70 | CHF 334.30 |
| 2'500 | CHF 324.50 | CHF 306.70 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 149.60 | CHF 141.40 |
| 100 | CHF 143.80 | CHF 135.90 |
| 200 | CHF 138.00 | CHF 130.50 |
| 300 | CHF 132.10 | CHF 124.90 |
| 400 | CHF 126.30 | CHF 119.40 |
| 500 | CHF 120.50 | CHF 113.90 |
| 600 | CHF 114.60 | CHF 108.30 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.