CONCORDIA smartDoc — Glarus
Glarus: the smartDoc model from CONCORDIA costs CHF 455.00 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 455.00, smartDoc is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, smartDoc costs CHF 744.00 less per year than CONCORDIA's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 455.00 | CHF 430.00 |
| 500 | CHF 443.40 | CHF 419.10 |
| 1'000 | CHF 414.20 | CHF 391.50 |
| 1'500 | CHF 385.00 | CHF 363.90 |
| 2'000 | CHF 355.90 | CHF 336.40 |
| 2'500 | CHF 326.70 | CHF 308.80 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 341.30 | CHF 322.60 |
| 500 | CHF 329.70 | CHF 311.60 |
| 1'000 | CHF 300.50 | CHF 284.00 |
| 1'500 | CHF 271.30 | CHF 256.40 |
| 2'000 | CHF 242.20 | CHF 228.90 |
| 2'500 | CHF 213.00 | CHF 201.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.10 | CHF 105.00 |
| 100 | CHF 105.30 | CHF 99.60 |
| 200 | CHF 99.50 | CHF 94.10 |
| 300 | CHF 93.60 | CHF 88.50 |
| 400 | CHF 87.80 | CHF 83.00 |
| 500 | CHF 82.00 | CHF 77.50 |
| 600 | CHF 76.10 | CHF 72.00 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.