Hausarztversicherung Profit or Multimed — Appenzell Innerrhoden
Appenzell Innerrhoden: with CSS, Hausarztversicherung Profit costs CHF 391.50 a month in 2026 and Multimed CHF 378.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Multimed is the cheaper of the two here: CHF 156.00 saved per year against Hausarztversicherung Profit, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausarztversicherung Profit and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
- Multimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausarztversicherung Profit | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 391.50 | CHF 378.50 | CHF 156.00 |
| 500 | CHF 379.90 | CHF 366.90 | CHF 156.00 |
| 1'000 | CHF 350.70 | CHF 337.70 | CHF 156.00 |
| 1'500 | CHF 321.50 | CHF 308.50 | CHF 156.00 |
| 2'000 | CHF 292.40 | CHF 279.40 | CHF 156.00 |
| 2'500 | CHF 263.20 | CHF 250.20 | CHF 156.00 |
The comparison, region by region
- Hausarztversicherung Profit or Multimed?
- Aargau
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.