Hausarztversicherung Profit or Multimed — Region 3, Bern
Region 3, Bern: with CSS, Hausarztversicherung Profit costs CHF 497.00 a month in 2026 and Multimed CHF 501.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausarztversicherung Profit is the cheaper of the two here: CHF 55.20 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausarztversicherung Profit and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
- Multimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausarztversicherung Profit | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 497.00 | CHF 501.60 | CHF 55.20 |
| 500 | CHF 485.40 | CHF 490.00 | CHF 55.20 |
| 1'000 | CHF 456.20 | CHF 460.80 | CHF 55.20 |
| 1'500 | CHF 427.00 | CHF 431.60 | CHF 55.20 |
| 2'000 | CHF 397.90 | CHF 402.50 | CHF 55.20 |
| 2'500 | CHF 368.70 | CHF 373.30 | CHF 55.20 |
The comparison, region by region
- Hausarztversicherung Profit or Multimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.