Hausarztversicherung Profit or Multimed — Region 2, Lucerne
Region 2, Lucerne: with CSS, Hausarztversicherung Profit costs CHF 465.50 a month in 2026 and Multimed CHF 462.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Multimed is the cheaper of the two here: CHF 31.20 saved per year against Hausarztversicherung Profit, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausarztversicherung Profit and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
- Multimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausarztversicherung Profit | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 465.50 | CHF 462.90 | CHF 31.20 |
| 500 | CHF 453.90 | CHF 451.30 | CHF 31.20 |
| 1'000 | CHF 424.70 | CHF 430.10 | CHF 64.80 |
| 1'500 | CHF 395.50 | CHF 400.90 | CHF 64.80 |
| 2'000 | CHF 366.40 | CHF 371.80 | CHF 64.80 |
| 2'500 | CHF 341.20 | CHF 359.60 | CHF 220.80 |
The comparison, region by region
- Hausarztversicherung Profit or Multimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.