Hausarztversicherung Profit or Multimed — Region 3, St. Gallen
Region 3, St. Gallen: with CSS, Hausarztversicherung Profit costs CHF 446.30 a month in 2026 and Multimed CHF 451.50, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Hausarztversicherung Profit is the cheaper of the two here: CHF 62.40 saved per year against Multimed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
Hausarztversicherung Profit and Multimed are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- Hausarztversicherung Profit
Family doctor
You pick a family doctor and always go to them first.
- Multimed
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | Hausarztversicherung Profit | Multimed | Gap per year |
|---|---|---|---|
| 300 | CHF 446.30 | CHF 451.50 | CHF 62.40 |
| 500 | CHF 434.70 | CHF 439.90 | CHF 62.40 |
| 1'000 | CHF 405.50 | CHF 410.70 | CHF 62.40 |
| 1'500 | CHF 376.30 | CHF 381.50 | CHF 62.40 |
| 2'000 | CHF 347.20 | CHF 352.40 | CHF 62.40 |
| 2'500 | CHF 318.00 | CHF 323.20 | CHF 62.40 |
The comparison, region by region
- Hausarztversicherung Profit or Multimed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.