Skip to content
Sophie

Managed Care or Tel Doc — Region 2, Fribourg

Region 2, Fribourg: with Galenos, Managed Care costs CHF 492.10 a month in 2026 and Tel Doc CHF 535.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 524.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel DocGap per year
300CHF 492.10CHF 535.80CHF 524.40
500CHF 480.40CHF 524.20CHF 525.60
1'000CHF 451.30CHF 495.00CHF 524.40
1'500CHF 422.10CHF 465.80CHF 524.40
2'000CHF 392.90CHF 436.70CHF 525.60
2'500CHF 363.80CHF 407.50CHF 524.40

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.