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Managed Care or Tel Doc — Region 2, Ticino

Region 2, Ticino: with Galenos, Managed Care costs CHF 584.70 a month in 2026 and Tel Doc CHF 614.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 361.20 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel DocGap per year
300CHF 584.70CHF 614.80CHF 361.20
500CHF 573.10CHF 603.10CHF 360.00
1'000CHF 543.90CHF 574.00CHF 361.20
1'500CHF 514.70CHF 544.80CHF 361.20
2'000CHF 485.60CHF 515.60CHF 360.00
2'500CHF 456.40CHF 486.50CHF 361.20

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.