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Sophie

Managed Care or Tel Doc — Region 2, Schaffhausen

Region 2, Schaffhausen: with Galenos, Managed Care costs CHF 509.60 a month in 2026 and Tel Doc CHF 513.00, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 40.80 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel DocGap per year
300CHF 509.60CHF 513.00CHF 40.80
500CHF 497.90CHF 501.30CHF 40.80
1'000CHF 468.80CHF 472.10CHF 39.60
1'500CHF 439.60CHF 443.00CHF 40.80
2'000CHF 410.40CHF 413.80CHF 40.80
2'500CHF 381.30CHF 384.60CHF 39.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Compare every insurer

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.