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Managed Care or Tel Doc — Nidwalden

Nidwalden: with Galenos, Managed Care costs CHF 458.50 a month in 2026 and Tel Doc CHF 464.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Managed Care is the cheaper of the two here: CHF 68.40 saved per year against Tel Doc, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

Managed Care is a "Group practice (HMO)" model. Tel Doc is a "Telemedicine and others" model.

  • Managed Care

    Group practice (HMO)

    You go to a designated group practice, which coordinates your care.

  • Tel Doc

    Telemedicine and others

    You call a medical service before any consultation, or follow another pathway set by the insurer.

The price at every deductible

DeductibleManaged CareTel DocGap per year
300CHF 458.50CHF 464.20CHF 68.40
500CHF 446.80CHF 452.60CHF 69.60
1'000CHF 417.60CHF 423.40CHF 69.60
1'500CHF 388.50CHF 394.20CHF 68.40
2'000CHF 359.30CHF 365.10CHF 69.60
2'500CHF 330.10CHF 335.90CHF 69.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.