Galenos Med Direct — Aargau
Aargau: the Med Direct model from Galenos costs CHF 537.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 537.70, Med Direct is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Med Direct costs CHF 598.80 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 537.70 | CHF 502.50 |
| 500 | CHF 526.00 | CHF 491.60 |
| 1'000 | CHF 496.90 | CHF 464.40 |
| 1'500 | CHF 467.70 | CHF 437.10 |
| 2'000 | CHF 438.50 | CHF 409.90 |
| 2'500 | CHF 409.40 | CHF 382.60 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 416.20 | CHF 389.00 |
| 500 | CHF 404.60 | CHF 378.10 |
| 1'000 | CHF 375.40 | CHF 350.90 |
| 1'500 | CHF 346.20 | CHF 323.60 |
| 2'000 | CHF 317.10 | CHF 296.40 |
| 2'500 | CHF 287.90 | CHF 269.10 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 142.40 | CHF 133.10 |
| 100 | CHF 136.60 | CHF 127.60 |
| 200 | CHF 130.70 | CHF 122.20 |
| 300 | CHF 124.90 | CHF 116.70 |
| 400 | CHF 119.10 | CHF 111.30 |
| 500 | CHF 113.20 | CHF 105.80 |
| 600 | CHF 107.40 | CHF 100.40 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.