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Galenos Med Direct — Solothurn

Solothurn: the Med Direct model from Galenos costs CHF 560.70 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 560.70, Med Direct is not the lowest premium here: Agrisano goes down to CHF 486.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 664.80 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 560.70CHF 524.00
500CHF 549.00CHF 513.10
1'000CHF 519.90CHF 485.90
1'500CHF 490.70CHF 458.60
2'000CHF 461.50CHF 431.40
2'500CHF 432.40CHF 404.10

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 420.60CHF 393.20
500CHF 409.00CHF 382.20
1'000CHF 379.80CHF 355.00
1'500CHF 350.60CHF 327.70
2'000CHF 321.50CHF 300.50
2'500CHF 292.30CHF 273.20

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 139.90CHF 130.70
100CHF 134.00CHF 125.30
200CHF 128.20CHF 119.80
300CHF 122.40CHF 114.40
400CHF 116.50CHF 108.90
500CHF 110.70CHF 103.50
600CHF 104.90CHF 98.00

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.