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Galenos Med Direct — Jura

Jura: the Med Direct model from Galenos costs CHF 634.50 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 634.50, Med Direct is not the lowest premium here: Agrisano goes down to CHF 543.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 1'536.00 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 634.50CHF 593.00
500CHF 622.80CHF 582.10
1'000CHF 593.60CHF 554.80
1'500CHF 564.50CHF 527.60
2'000CHF 535.30CHF 500.30
2'500CHF 506.10CHF 473.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 510.90CHF 477.50
500CHF 499.30CHF 466.60
1'000CHF 470.10CHF 439.40
1'500CHF 440.90CHF 412.10
2'000CHF 411.80CHF 384.90
2'500CHF 382.60CHF 357.60

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 164.30CHF 153.50
100CHF 158.40CHF 148.10
200CHF 152.60CHF 142.60
300CHF 146.80CHF 137.20
400CHF 140.90CHF 131.70
500CHF 135.10CHF 126.30
600CHF 129.30CHF 120.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.