Galenos Med Direct — Glarus
Glarus: the Med Direct model from Galenos costs CHF 504.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 504.20, Med Direct is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.
On average, Med Direct costs CHF 817.20 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 504.20 | CHF 471.30 |
| 500 | CHF 492.60 | CHF 460.40 |
| 1'000 | CHF 463.40 | CHF 433.10 |
| 1'500 | CHF 434.20 | CHF 405.90 |
| 2'000 | CHF 405.10 | CHF 378.60 |
| 2'500 | CHF 375.90 | CHF 351.30 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 384.10 | CHF 359.00 |
| 500 | CHF 372.40 | CHF 348.10 |
| 1'000 | CHF 343.20 | CHF 320.80 |
| 1'500 | CHF 314.10 | CHF 293.60 |
| 2'000 | CHF 284.90 | CHF 266.30 |
| 2'500 | CHF 255.70 | CHF 239.00 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 132.90 | CHF 124.20 |
| 100 | CHF 127.10 | CHF 118.80 |
| 200 | CHF 121.20 | CHF 113.30 |
| 300 | CHF 115.40 | CHF 107.90 |
| 400 | CHF 109.60 | CHF 102.40 |
| 500 | CHF 103.70 | CHF 97.00 |
| 600 | CHF 97.90 | CHF 91.50 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.