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Galenos Med Direct — Glarus

Glarus: the Med Direct model from Galenos costs CHF 504.20 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 504.20, Med Direct is not the lowest premium here: Agrisano goes down to CHF 433.20. A named model does not guarantee the best price — it guarantees a care pathway.

On average, Med Direct costs CHF 817.20 less per year than Galenos's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 504.20CHF 471.30
500CHF 492.60CHF 460.40
1'000CHF 463.40CHF 433.10
1'500CHF 434.20CHF 405.90
2'000CHF 405.10CHF 378.60
2'500CHF 375.90CHF 351.30

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 384.10CHF 359.00
500CHF 372.40CHF 348.10
1'000CHF 343.20CHF 320.80
1'500CHF 314.10CHF 293.60
2'000CHF 284.90CHF 266.30
2'500CHF 255.70CHF 239.00

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 132.90CHF 124.20
100CHF 127.10CHF 118.80
200CHF 121.20CHF 113.30
300CHF 115.40CHF 107.90
400CHF 109.60CHF 102.40
500CHF 103.70CHF 97.00
600CHF 97.90CHF 91.50

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.