BeneFit PLUS Flexmed R1 or BeneFit PLUS Flexmed R3 — Basel-Stadt
Basel-Stadt: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 581.40 a month in 2026 and BeneFit PLUS Flexmed R3 CHF 601.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 246.00 saved per year against BeneFit PLUS Flexmed R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Flexmed R1 and BeneFit PLUS Flexmed R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Flexmed R3
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Flexmed R3 | Gap per year |
|---|---|---|---|
| 300 | CHF 581.40 | CHF 601.90 | CHF 246.00 |
| 500 | CHF 569.80 | CHF 590.30 | CHF 246.00 |
| 1'000 | CHF 540.60 | CHF 561.10 | CHF 246.00 |
| 1'500 | CHF 511.40 | CHF 531.90 | CHF 246.00 |
| 2'000 | CHF 482.30 | CHF 502.80 | CHF 246.00 |
| 2'500 | CHF 453.10 | CHF 473.60 | CHF 246.00 |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Flexmed R3?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.