BeneFit PLUS Flexmed R1 or BeneFit PLUS Flexmed R3 — Region 1, Zurich
Region 1, Zurich: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 533.60 a month in 2026 and BeneFit PLUS Flexmed R3 CHF 565.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 386.40 saved per year against BeneFit PLUS Flexmed R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Flexmed R1 and BeneFit PLUS Flexmed R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Flexmed R3
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Flexmed R3 | Gap per year |
|---|---|---|---|
| 300 | CHF 533.60 | CHF 565.80 | CHF 386.40 |
| 500 | CHF 522.00 | CHF 554.20 | CHF 386.40 |
| 1'000 | CHF 492.80 | CHF 525.00 | CHF 386.40 |
| 1'500 | CHF 463.60 | CHF 495.80 | CHF 386.40 |
| 2'000 | CHF 434.50 | CHF 466.70 | CHF 386.40 |
| 2'500 | CHF 405.30 | CHF 437.50 | CHF 386.40 |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Flexmed R3?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.