BeneFit PLUS Flexmed R1 or BeneFit PLUS Flexmed R3 — Region 2, Bern
Region 2, Bern: with Helsana, BeneFit PLUS Flexmed R1 costs CHF 508.30 a month in 2026 and BeneFit PLUS Flexmed R3 CHF 526.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Flexmed R1 is the cheaper of the two here: CHF 214.80 saved per year against BeneFit PLUS Flexmed R3, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Flexmed R1 and BeneFit PLUS Flexmed R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Flexmed R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Flexmed R3
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R1 | BeneFit PLUS Flexmed R3 | Gap per year |
|---|---|---|---|
| 300 | CHF 508.30 | CHF 526.20 | CHF 214.80 |
| 500 | CHF 496.70 | CHF 514.60 | CHF 214.80 |
| 1'000 | CHF 467.50 | CHF 485.40 | CHF 214.80 |
| 1'500 | CHF 438.30 | CHF 456.20 | CHF 214.80 |
| 2'000 | CHF 409.20 | CHF 427.10 | CHF 214.80 |
| 2'500 | CHF 380.00 | CHF 397.90 | CHF 214.80 |
The comparison, region by region
- BeneFit PLUS Flexmed R1 or BeneFit PLUS Flexmed R3?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.