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BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R3 — Region 2, Bern

Region 2, Bern: with Helsana, BeneFit PLUS Flexmed R3 costs CHF 526.20 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 526.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R3 cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R3BeneFit PLUS Médecin de famille R3Gap per year
300CHF 526.20CHF 526.20
500CHF 514.60CHF 514.60
1'000CHF 485.40CHF 485.40
1'500CHF 456.20CHF 456.20
2'000CHF 427.10CHF 427.10
2'500CHF 397.90CHF 397.90

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.