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BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R3 — Region 1, Vaud

Region 1, Vaud: with Helsana, BeneFit PLUS Flexmed R3 costs CHF 615.10 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 615.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R3 cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R3BeneFit PLUS Médecin de famille R3Gap per year
300CHF 615.10CHF 615.10
500CHF 603.50CHF 603.50
1'000CHF 574.30CHF 574.30
1'500CHF 545.10CHF 545.10
2'000CHF 516.00CHF 516.00
2'500CHF 486.80CHF 486.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.