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BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R3 — Region 1, Schaffhausen

Region 1, Schaffhausen: with Helsana, BeneFit PLUS Flexmed R3 costs CHF 491.90 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 491.90, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

Here BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R3 cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.

What you accept in each case

BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Flexmed R3BeneFit PLUS Médecin de famille R3Gap per year
300CHF 491.90CHF 491.90
500CHF 480.30CHF 480.30
1'000CHF 451.10CHF 451.10
1'500CHF 421.90CHF 421.90
2'000CHF 392.80CHF 392.80
2'500CHF 363.60CHF 363.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.