BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R3 — Region 3, Lucerne
Region 3, Lucerne: with Helsana, BeneFit PLUS Flexmed R3 costs CHF 471.60 a month in 2026 and BeneFit PLUS Médecin de famille R3 CHF 471.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R3 cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
BeneFit PLUS Flexmed R3 and BeneFit PLUS Médecin de famille R3 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Flexmed R3
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R3
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Flexmed R3 | BeneFit PLUS Médecin de famille R3 | Gap per year |
|---|---|---|---|
| 300 | CHF 471.60 | CHF 471.60 | — |
| 500 | CHF 460.00 | CHF 460.00 | — |
| 1'000 | CHF 430.80 | CHF 430.80 | — |
| 1'500 | CHF 401.60 | CHF 401.60 | — |
| 2'000 | CHF 372.50 | CHF 372.50 | — |
| 2'500 | CHF 343.30 | CHF 343.30 | — |
The comparison, region by region
- BeneFit PLUS Flexmed R3 or BeneFit PLUS Médecin de famille R3?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.