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BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R2 — Region 2, Bern

Region 2, Bern: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 508.30 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 514.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R1 is the cheaper of the two here: CHF 70.80 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R1 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R1BeneFit PLUS Médecin de famille R2Gap per year
300CHF 508.30CHF 514.20CHF 70.80
500CHF 496.70CHF 502.60CHF 70.80
1'000CHF 467.50CHF 473.40CHF 70.80
1'500CHF 438.30CHF 444.20CHF 70.80
2'000CHF 409.20CHF 415.10CHF 70.80
2'500CHF 380.00CHF 385.90CHF 70.80

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.