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BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R2 — Region 2, Grisons

Region 2, Grisons: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 453.00 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 458.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R1 is the cheaper of the two here: CHF 63.60 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R1 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R1BeneFit PLUS Médecin de famille R2Gap per year
300CHF 453.00CHF 458.30CHF 63.60
500CHF 441.40CHF 446.70CHF 63.60
1'000CHF 412.20CHF 417.50CHF 63.60
1'500CHF 383.00CHF 388.30CHF 63.60
2'000CHF 353.90CHF 359.20CHF 63.60
2'500CHF 324.70CHF 330.00CHF 63.60

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.