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BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R2 — Region 1, Ticino

Region 1, Ticino: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 636.60 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 644.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.

BeneFit PLUS Médecin de famille R1 is the cheaper of the two here: CHF 90.00 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.

What you accept in each case

BeneFit PLUS Médecin de famille R1 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.

The price at every deductible

DeductibleBeneFit PLUS Médecin de famille R1BeneFit PLUS Médecin de famille R2Gap per year
300CHF 636.60CHF 644.10CHF 90.00
500CHF 625.00CHF 632.50CHF 90.00
1'000CHF 595.80CHF 603.30CHF 90.00
1'500CHF 566.60CHF 574.10CHF 90.00
2'000CHF 537.50CHF 545.00CHF 90.00
2'500CHF 508.30CHF 515.80CHF 90.00

The comparison, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.