BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R2 — Region 3, St. Gallen
Region 3, St. Gallen: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 441.80 a month in 2026 and BeneFit PLUS Médecin de famille R2 CHF 447.10, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R1 is the cheaper of the two here: CHF 63.60 saved per year against BeneFit PLUS Médecin de famille R2, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R1 and BeneFit PLUS Médecin de famille R2 are both "Family doctor" models. The exact conditions still differ from one product to the other: ask the insurer before signing.
- BeneFit PLUS Médecin de famille R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Médecin de famille R2
Family doctor
You pick a family doctor and always go to them first.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R1 | BeneFit PLUS Médecin de famille R2 | Gap per year |
|---|---|---|---|
| 300 | CHF 441.80 | CHF 447.10 | CHF 63.60 |
| 500 | CHF 430.20 | CHF 435.50 | CHF 63.60 |
| 1'000 | CHF 401.00 | CHF 406.30 | CHF 63.60 |
| 1'500 | CHF 371.80 | CHF 377.10 | CHF 63.60 |
| 2'000 | CHF 342.70 | CHF 348.00 | CHF 63.60 |
| 2'500 | CHF 313.50 | CHF 318.80 | CHF 63.60 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Médecin de famille R2?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.