BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Telmed — Appenzell Ausserrhoden
Appenzell Ausserrhoden: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 468.30 a month in 2026 and BeneFit PLUS Telmed CHF 468.30, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
Here BeneFit PLUS Médecin de famille R1 and BeneFit PLUS Telmed cost exactly the same. The choice is therefore not about the amount, but about the care pathway you accept.
What you accept in each case
BeneFit PLUS Médecin de famille R1 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R1 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 468.30 | CHF 468.30 | — |
| 500 | CHF 456.70 | CHF 456.70 | — |
| 1'000 | CHF 427.50 | CHF 427.50 | — |
| 1'500 | CHF 398.30 | CHF 398.30 | — |
| 2'000 | CHF 369.20 | CHF 369.20 | — |
| 2'500 | CHF 340.00 | CHF 340.00 | — |
The comparison, region by region
- BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.