BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Telmed — Region 3, Grisons
Region 3, Grisons: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 447.10 a month in 2026 and BeneFit PLUS Telmed CHF 441.80, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 63.60 saved per year against BeneFit PLUS Médecin de famille R1, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R1 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R1 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 447.10 | CHF 441.80 | CHF 63.60 |
| 500 | CHF 435.50 | CHF 430.20 | CHF 63.60 |
| 1'000 | CHF 406.30 | CHF 401.00 | CHF 63.60 |
| 1'500 | CHF 377.10 | CHF 371.80 | CHF 63.60 |
| 2'000 | CHF 348.00 | CHF 342.70 | CHF 63.60 |
| 2'500 | CHF 318.80 | CHF 313.50 | CHF 63.60 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.