BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Telmed — Region 3, Bern
Region 3, Bern: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 489.30 a month in 2026 and BeneFit PLUS Telmed CHF 483.60, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Telmed is the cheaper of the two here: CHF 68.40 saved per year against BeneFit PLUS Médecin de famille R1, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R1 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R1 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 489.30 | CHF 483.60 | CHF 68.40 |
| 500 | CHF 477.70 | CHF 472.00 | CHF 68.40 |
| 1'000 | CHF 448.50 | CHF 442.80 | CHF 68.40 |
| 1'500 | CHF 419.30 | CHF 413.60 | CHF 68.40 |
| 2'000 | CHF 390.20 | CHF 384.50 | CHF 68.40 |
| 2'500 | CHF 361.00 | CHF 355.30 | CHF 68.40 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.