BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Telmed — Region 2, Bern
Region 2, Bern: with Helsana, BeneFit PLUS Médecin de famille R1 costs CHF 508.30 a month in 2026 and BeneFit PLUS Telmed CHF 520.20, for an adult with a CHF 300 deductible and accident cover. The table below gives the gap at every deductible.
BeneFit PLUS Médecin de famille R1 is the cheaper of the two here: CHF 142.80 saved per year against BeneFit PLUS Telmed, for cover identical under the law. What you pay more or less for is the care pathway.
What you accept in each case
BeneFit PLUS Médecin de famille R1 is a "Family doctor" model. BeneFit PLUS Telmed is a "Telemedicine and others" model.
- BeneFit PLUS Médecin de famille R1
Family doctor
You pick a family doctor and always go to them first.
- BeneFit PLUS Telmed
Telemedicine and others
You call a medical service before any consultation, or follow another pathway set by the insurer.
The price at every deductible
| Deductible | BeneFit PLUS Médecin de famille R1 | BeneFit PLUS Telmed | Gap per year |
|---|---|---|---|
| 300 | CHF 508.30 | CHF 520.20 | CHF 142.80 |
| 500 | CHF 496.70 | CHF 508.60 | CHF 142.80 |
| 1'000 | CHF 467.50 | CHF 479.40 | CHF 142.80 |
| 1'500 | CHF 438.30 | CHF 450.20 | CHF 142.80 |
| 2'000 | CHF 409.20 | CHF 421.10 | CHF 142.80 |
| 2'500 | CHF 380.00 | CHF 391.90 | CHF 142.80 |
The comparison, region by region
- BeneFit PLUS Médecin de famille R1 or BeneFit PLUS Telmed?
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
- Ticino — Region 1
- Ticino — Region 2
- Uri
- Vaud — Region 1
- Vaud — Region 2
- Valais — Region 1
- Valais — Region 2
- Zug
- Zurich — Region 1
- Zurich — Region 2
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.