Helsana BeneFit PLUS Telmed — Aargau
Aargau: the BeneFit PLUS Telmed model from Helsana costs CHF 483.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 483.80, BeneFit PLUS Telmed is not the lowest premium here: Agrisano goes down to CHF 453.80. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Telmed costs CHF 1'106.40 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 483.80 | CHF 450.00 |
| 500 | CHF 472.20 | CHF 439.20 |
| 1'000 | CHF 443.00 | CHF 412.00 |
| 1'500 | CHF 413.80 | CHF 384.90 |
| 2'000 | CHF 384.70 | CHF 357.80 |
| 2'500 | CHF 355.50 | CHF 330.70 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 387.00 | CHF 360.00 |
| 500 | CHF 375.40 | CHF 349.20 |
| 1'000 | CHF 346.20 | CHF 322.00 |
| 1'500 | CHF 317.00 | CHF 294.90 |
| 2'000 | CHF 287.90 | CHF 267.80 |
| 2'500 | CHF 258.70 | CHF 240.60 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 111.20 | CHF 103.50 |
| 500 | CHF 82.10 | CHF 76.40 |
The price, region by region
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Jura
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.