Helsana BeneFit PLUS Telmed — Jura
Jura: the BeneFit PLUS Telmed model from Helsana costs CHF 578.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.
At CHF 578.80, BeneFit PLUS Telmed is not the lowest premium here: Agrisano goes down to CHF 543.10. A named model does not guarantee the best price — it guarantees a care pathway.
On average, BeneFit PLUS Telmed costs CHF 1'226.40 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.
The full grid
Adult (26 and over)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 578.80 | CHF 538.30 |
| 500 | CHF 567.20 | CHF 527.50 |
| 1'000 | CHF 538.00 | CHF 500.40 |
| 1'500 | CHF 508.80 | CHF 473.20 |
| 2'000 | CHF 479.70 | CHF 446.20 |
| 2'500 | CHF 450.50 | CHF 419.00 |
Young adult (19–25)
| Deductible | With accident | Without accident |
|---|---|---|
| 300 | CHF 463.00 | CHF 430.60 |
| 500 | CHF 451.40 | CHF 419.90 |
| 1'000 | CHF 422.20 | CHF 392.70 |
| 1'500 | CHF 393.00 | CHF 365.50 |
| 2'000 | CHF 363.90 | CHF 338.50 |
| 2'500 | CHF 334.70 | CHF 311.30 |
Child (0–18)
| Deductible | With accident | Without accident |
|---|---|---|
| 0 | CHF 133.10 | CHF 123.80 |
| 500 | CHF 104.00 | CHF 96.80 |
The price, region by region
- Aargau
- Appenzell Innerrhoden
- Appenzell Ausserrhoden
- Bern — Region 1
- Bern — Region 2
- Bern — Region 3
- Basel-Landschaft — Region 1
- Basel-Landschaft — Region 2
- Basel-Stadt
- Fribourg — Region 1
- Fribourg — Region 2
- Geneva
- Glarus
- Grisons — Region 1
- Grisons — Region 2
- Grisons — Region 3
- Lucerne — Region 1
- Lucerne — Region 2
- Lucerne — Region 3
- Neuchâtel
- Nidwalden
- Obwalden
- St. Gallen — Region 1
- St. Gallen — Region 2
- St. Gallen — Region 3
- Schaffhausen — Region 1
- Schaffhausen — Region 2
- Solothurn
- Schwyz
- Thurgau
An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.
Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.