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Helsana BeneFit PLUS Telmed — Jura

Jura: the BeneFit PLUS Telmed model from Helsana costs CHF 578.80 a month for an adult with a CHF 300 deductible and accident cover, in 2026. The table below gives the whole grid: every age band, every deductible, with and without accident cover.

At CHF 578.80, BeneFit PLUS Telmed is not the lowest premium here: Agrisano goes down to CHF 543.10. A named model does not guarantee the best price — it guarantees a care pathway.

On average, BeneFit PLUS Telmed costs CHF 1'226.40 less per year than Helsana's basic insurance in the same place, for exactly the same cover defined by law. In exchange, you accept the model's care pathway.

The full grid

Adult (26 and over)

DeductibleWith accidentWithout accident
300CHF 578.80CHF 538.30
500CHF 567.20CHF 527.50
1'000CHF 538.00CHF 500.40
1'500CHF 508.80CHF 473.20
2'000CHF 479.70CHF 446.20
2'500CHF 450.50CHF 419.00

Young adult (19–25)

DeductibleWith accidentWithout accident
300CHF 463.00CHF 430.60
500CHF 451.40CHF 419.90
1'000CHF 422.20CHF 392.70
1'500CHF 393.00CHF 365.50
2'000CHF 363.90CHF 338.50
2'500CHF 334.70CHF 311.30

Child (0–18)

DeductibleWith accidentWithout accident
0CHF 133.10CHF 123.80
500CHF 104.00CHF 96.80

The price, region by region

An alternative model commits you to a care pathway: check the conditions with the insurer before signing. This page gives a price, not advice.

Source: Federal Office of Public Health (FOPH), official premiums and territorial coverage areas.